The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps by Kathl

Description: The Subprime Virus by Kathleen C. Engel, Patricia A. McCoy Estimated delivery 3-12 business days Format Paperback Condition Brand New Description In this lively new book, Kathleen C. Engel and Patricia A. McCoy tell the full story behind the subprime crisis. The authors, experts in the law and economics of financial regulation and consumer lending, offer a sharply reasoned, but accessible account of the actions that produced the greatest economic collapse since the Great Depression. Publisher Description The subprime crisis shook the American economy to its core. How did it happen? Where was the government? Did anyone see the crisis coming? Will the new financial reforms avoid a repeat performance?In this lively new book, Kathleen C. Engel and Patricia A. McCoy answer these questions as they tell the story behind the subprime crisis. The authors, experts in the law and the economics of financial regulation and consumer lending, offer a sharplyreasoned, but accessible account of the actions that produced the greatest economic collapse since the Great Depression. The Subprime Virus reveals how consumer abuses in a once obscure corner of thehome mortgage market led to the near meltdown of the worlds financial system. The authors also delve into the roles of federal banking and securities regulators, who knew of lenders hazardous mortgages and of Wall Streets addiction to high stakes financing, but did nothing until the crisis erupted. This is the first book to offer a comprehensive description of the governments failure to act and to analyze the financial reform legislation of 2010.Blending expertanalysis, vivid examples, and clear prose, Engel and McCoy offer an informed portrait of the political and financial failures that led to the crisis. Equally important, they show how we can draw lessons fromthe crisis to inform the building of a new, more stable, prosperous, and just financial order. Author Biography Kathleen Engel, the Associate Dean for Intellectual Life and Professor of Law at Suffolk University Law School, is a national authority on mortgage finance and regulation, subprime and predatory lending, and housing discrimination. Professor Engels research on financial services markets and the laws that regulate them regularly catches the attention of the press and she presents her research in academic, banking, and policy forums throughout thecountry and around the world.Patricia A. McCoy, an expert on financial services regulation, is the Connecticut Mutual Professor of Law and Director of the Insurance Law Center at the University of Connecticut. Professor McCoy analyzes consumer protection, moral hazard, and systemic risk through the lens of law, economics, and empirical methods. Her work on the subprime market has garnered national press attention and repeated invitations to testify before Congress. Details ISBN 0199398283 ISBN-13 9780199398287 Title The Subprime Virus Author Kathleen C. Engel, Patricia A. McCoy Format Paperback Year 2016 Pages 370 Publisher Oxford University Press Inc GE_Item_ID:137017156; About Us Grand Eagle Retail is the ideal place for all your shopping needs! With fast shipping, low prices, friendly service and over 1,000,000 in stock items - you're bound to find what you want, at a price you'll love! Shipping & Delivery Times Shipping is FREE to any address in USA. Please view eBay estimated delivery times at the top of the listing. Deliveries are made by either USPS or Courier. We are unable to deliver faster than stated. International deliveries will take 1-6 weeks. NOTE: We are unable to offer combined shipping for multiple items purchased. This is because our items are shipped from different locations. Returns If you wish to return an item, please consult our Returns Policy as below: Please contact Customer Services and request "Return Authorisation" before you send your item back to us. Unauthorised returns will not be accepted. Returns must be postmarked within 4 business days of authorisation and must be in resellable condition. Returns are shipped at the customer's risk. We cannot take responsibility for items which are lost or damaged in transit. For purchases where a shipping charge was paid, there will be no refund of the original shipping charge. Additional Questions If you have any questions please feel free to Contact Us. Categories Baby Books Electronics Fashion Games Health & Beauty Home, Garden & Pets Movies Music Sports & Outdoors Toys

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End Time: 2024-11-23T03:06:48.000Z

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